
Business funding, without the hassle.
Apply in 60 seconds for a no-obligation business loan quote that won't impact your credit score. Tailored finance offers that can be with you in less than 24 hours.
Compare 100+ lenders
Dedicated finance expert
Unsecured loans from £10k - £1m
Funding available within 24 hours
Free, no obligation quote that won't impact your credit score
Interest rates from 6.9% Borrow from £10k - £1m Funding in as little as 24 Hours Dedicated finance expert £100k minimum revenue Compare 100+ lenders
What we do
We are experts in business finance and help your business navigate a complex marketplace to provide tailor-made solutions. With a bundle of products to choose from, our funding experts will guide you through every step of the process, ensuring a swift and hassle-free outcome.
How Does Business Loans Club work?
A straightforward and hassle-free journey guided by a funding expert every step of the way. We understand how crucial timing can be when looking for business finance, so we make funding as simple as 1,2,3.
1
Tell us about your buisiness
We need to understand basic information about your business to provide the right solutions. By completing our 60-second application form, a funding expert can discuss your eligibility and the next steps.
2
Let us handle things
Our funding experts handle the entire process from beginning to end, sourcing your business the best terms, rates and products through a panel of 100+ lenders.
3
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Get funded
We will discuss your available options and guide you through the next steps to get the business funded. Once an approval has been made, funds can be with you within an hour.
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What are the benefits to using Business Loans Club?We handle the entire application process from beginning to end, meaning you can focus on running your business as we navigate a complex lending landscape to provide you with the most suitable solutions through a panel of over 100+ lenders. Not only does this save you countless hours, but it also provides peace of mind knowing you have the best deal available to your business. Speak with a funding expert to find our more.
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How quickly can I have a decision?Offers can be available in as little as 24 hours, although on average it takes between 1 - 5 working days to provide all offers for your business. Depending on the complexity of the case, it can take longer than this. Speak with a funding expert to find out more.
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What is an unsecured business loan?An unsecured business loan allows businesses to access capital without the need for collateral. Lenders will focus on the business's financial performance to determine the affordability of the finance. This is a great option for business owners who do not wish to use their properties or assets as security towards the loan and as there is no security required, funds can be available in as little as 24 hours. Unsecured loans come in all shapes and sizes and we can help you to access the best products that range from £10k - £1m. Speak with a funding expert to find out more.
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Can you provide offers under the Growth Guarantee Scheme (GGS)?Yes, we work with a number of lenders that can offer the Growth Guarantee Scheme. Typically, we can provide offers within 3-5 working days. The scheme provides the lender with a 70% government-backed guarantee against the outstanding balance of the facility after it has completed its normal recovery process. The borrower always remains 100% liable for the debt; speak with a funding expert to find out more.
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What is a Revolving Credit Facility?A Revolving Credit Facility is a type of unsecured business loan more often referred to as an 'RCF' and works similarly to an overdraft or a credit card. It acts as a line of credit where borrowers are given a maximum limit to which they can borrow. They can freely draw down funds up to this limit, and re-pay over typically 12 months. Interest is only charged on funds drawn and for the period they are used for, allowing businesses to dip in and out of the facility or use it as a safety net. These facilities are great for stock purchases, bridging a gap in working capital or helping alleviate cashflow pressure whilst waiting on invoices to be paid. Speak with a funding expert to find out more.
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What is a Merchant Cash Advance?A merchant cash advance, more often referred to as an 'MCA' is a flexible unsecured business loan used by businesses that receive payments through debit or credit cards. The funding is essentially an advance against future card payments with repayments being taken as an agreed percentage of future sales. This a great option for businesses that work in retail, e-commerce and the hospitality sector and allows a quick and hassle-free injection of working capital to purchase stock, assets or provide a cashflow buffer. Speak to a funding expert to find out more.
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How much can I borrow through an unsecured loan?The amount you can borrow depends upon the size and circumstances of your business. A funding expert will discuss your eligibility once we know more about your trading history, annual turnover, the purpose of finance and also the businesses credit history. Underwriters mainly focus on these factors when working out how much they’ll lend to you and on what terms they may offer you but due to our experience, we can give you a good indication before any applications are submitted. Speak with a funding expert to find out more.